function getParameterByName(name) { For CIBC cash back credit cards, cash back is earned on a tiered basis and is dependent upon the net annual dollar amount spent on the card over the year to date. Moreover, this rate will get 5% cash backs for 4 statements for up to $3,000 total spends. Quebec Residents: Learn More about this CIBC product here. Only option to redeem cash back rewards is statement credit; Main Benefits and Features. I actually don't live in Canada anymore. Featured Cash Back Card. ')>0 ? Consumers in search of a credit card can consider getting the CIBC Dividend Visa Infinite Credit Card as the bank is offering a 5% cash back on all purchases. else { Are you sure you want to delete this saved card number? I've been with CIBC for about 40 years. Transfer funds to Investor’s Edge, qualify for cash back. I've got the Dividend Platinum card which was supposed to get 4% cash back for groceries and gas, 2% for Telus & Tim's, and 1% for everything else. var newUrl = oldUrl; Only Canadian bank to offer 4% cash back on gas and groceries TORONTO, Sept. 22, 2020 /CNW/ - Rewards Canada has named the CIBC Dividend® Visa Infinite Card the top cash back card in Canada for 2020. Opening a new tab or returning later will result in cash back/ points not tracking. function replaceUrlParam(url, paramName, paramValue) { A line of credit to help conquer your goals. Whether you want a cash back Visa, Mastercard, or Amex, we've got you covered. This product is administered by Allianz Global Assistance, which is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. For more information call CIBC Travel Insurance at 1-800-281-9109. if(results == null) { When it comes to CIBC’s cashback credit card – they do have four cashback credit cards. • Earn 2% cash back on all grocery purchases1 On all other purchases: • Earn 0.5% cash back on first $6,000 in annual spend1 • Earn 1% cash back on annual spend over $6,0001 Your cash back is applied as an annual credit on the primary cardholder’s December statement2. CIBC Dividend Visa Infinite is the only credit card from a major bank to offer 4% cash back on gas and groceries. CIBC Offering 5% Cash Back With Their CIBC Dividend® Visa Infinite* Credit Card. Earn up to 2% cash back with the CIBC Dividend Visa card, for no annual fee. } Get some cash back. Start paying for the big things that matter at a pace you choose.‡, $100,000 Common Carrier Accident Insurance, Purchase Security and Extended Protection Insurance, Read full Benefits Guide, Cardholder Agreement and Insurance Certificates. With our new redemption feature, you can redeem your cash back at any time through CIBC Online and Mobile Banking® or by calling us at 1-800-465-4653. ESC to close a sub-menu and return to top level menu items. 6; Your Cash Back Dollars never expire as long as your account is open and in good standing; Travel with confidence with Travel Medical Insurance 8; Complimentary Visa Infinite* Concierge service 9 available 24/7; More Card Benefits and Features. Effective December 1, 2020 to January 31, 2021: Cash back is accumulated each month, beginning with the January statement and ending with the December statement. 3 Insurance coverage(s) included with CIBC credit cards are underwritten by Royal & Sun Alliance Insurance Company of Canada (RSA). } Mirka Santos - April 25, 2019. Arrow keys or space bar to move among menu items or open a sub-menu. The CIBC Dividend Visa Infinite Card offers a full suite of travel benefits and a decent return on cash back. There's no limit to the amount of cash back you can earn with the card overall. 11 CIBC Pace It™ The 2% and 1% cash offers are only available on the first $80,000 in net annual card purchases, meaning all card purchases by all cardholders, at any type of merchant, or $20,000 on grocery stores, supermarkets, gas, service stations and automated fuel-dispensers, commuter transportation, eating and drinking places and restaurants, or on recurring payments; after that, net card purchases at all merchants, including grocery stores, supermarkets, gas, service stations and automated fuel-dispensers, commuter transportation, eating and drinking places and restaurants or on recurring payments will earn cash back at the regular rate of 0.5%. CIBC Cash Back Credit Cards. CIBC is not required to credit your account with cash back earned during a monthly statement period if your credit card account is not open and in good standing at any time during a monthly statement period. This means you can earn up to $200 in statement credit. > 0) { All accumulated cash back is automatically redeemed on the last day of the December statement, resulting in your cash-back balance being reset to zero, and applied as a credit on your next statement or, in limited circumstances, at such other time as may be permitted by CIBC. Earn 2% cash back on purchases, less returns, at merchants classified by the credit card network as grocery stores. return ""; CIBC Cash Back Credit Cards – Comparison Hi guys, I am having a CIBC chequing account and a Visa Infinite credit card which I'm about to close because I have found a better option, but I'm having a cash back balance which hurts for me to lose by closing it. to CIBC Online Banking. Résidents du Québec : Pour en savoir plus sur ce produit CIBC, suivez ce lien. You’ll also get … CIBC Dividend Visa Infinite is the only credit card from a major bank to offer 4% cash back on gas and groceries. Opens a new window in your browser. and Card Value Calculator You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on your spend per category. I still have my CIBC visa card, and 200 of cash back. 3 out of 5 stars. return decodeURIComponent(results[1].replace(/\+/g, " ")); applyOnlinePagination.attr("href", getNewURL(applyOnlinePagination.attr("href"), treatmentID, mktgSourceCode)); Plus, no Annual Fee 2 for the first year for the Primary and Additional Cardholders. The CIBC Dividend Visa Infinite Card’s main selling point is its high 4% earn rate on eligible gas and groceries, which are generally the two biggest expenditures for Canadians (outside of taxes and housing). This includes personalizing CIBC content on our mobile apps, our website and third-party sites and apps. Cash back will be credited to the Primary Cardholder’s account. function getNewURL(oldUrl, treatmentID, mktgSourceCode) { Learn moreabout CIBC Payment Protector Insurance for Credit Cards. I still have my CIBC visa card, and 200 of cash back. Redeem Cash Back Balance To Chequing Account? Here are the best cash back credit cards in Canada for 2020, giving you both flat rate and category cards. "We are thrilled for our CIBC Dividend Visa Infinite Card to be recognized as the top cash back card for Canadians," said Diane Ferri , Senior Vice-President, Card Products, CIBC. CIBC Payment Protector™ Insurance for Credit. Enjoy a low introductory rate†, equal to CIBC Prime, until March 7, 2021. 0 of 0 people found this review helpful. Effective February 1, 2021, cash back is not earned on CIBC Global Money Transfers™. The CIBC Dividend Visa Platinum Card requires a minimum household annual income of $15,000. If you supply your email address, an application status email will be sent as soon as the technology issues are resolved. Despite having a dividend of almost half of CIBC, Toronto-Dominion Bank has plenty of room to grow. CIBC Dividend Visa Infinite Card is a good credit card. 0 of 0 people found this review helpful. Learn moreabout this low introductory rate. Another thing to keep in mind is your cash-back card’s fees . We also keep in mind whether the card kills it in perks and insurance, so you know you're getting the best cash back … This bonus Aventura Points offer is only available on the first $200,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at any type of merchant); after that, net annual card purchases at grocery, gas, transportation, dining and entertainment merchants will earn Aventura Points at the regular rate. Earning cash back rewards with the CIBC Dividend Visa Card is simple. } CIBC Dividend Visa Infinite is the only credit card from a major bank to offer 4% cash back on gas and groceries. LIMITED TIME OFFER: Grow your money with a special RDS%rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Balance,1,1)(#O2#)% + %rate[4].TASATF.Published(null,5000.0_-_24999.99_CAD_Bonus,1,1)(#O2#)%interest rate.†. If you’re ready to redeem Aventura Points, it’s easy to get started by visiting the CIBC Rewards Centre, redeeming points through online banking or calling in to speak to an agent about your options. else { Otherwise, you will receive a response to your credit card application within 7 to 10 business days. We apologize for any inconvenience. For the Aventura Visa Infinite Card, 50% more Aventura Points on gas, grocery and drugstore card purchases is only available on the first $80,000 in net annual card purchases on your account (meaning all card purchases by all cardholders, at any type of merchant); after that, net card purchases at grocery, drugstore and gas merchants will earn Aventura Points at the regular rate. Credit card account must be open and in good standing at the time the cash back is redeemed. var bannerApplyNow = $('#C1-7880'); All other purchases earn cash back at the regular tiered rate. You can earn 4% cash back on eligible gas and groceries purchases. The CIBC Dividend Visa Infinite Card requires a minimum individual annual income of $60,000 or a minimum household annual income of $100,000. You can earn up cash back on daily purchases like gas and groceries, on Tim Hortons and TELUS purchases and on everything else. By. 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