This notice may be given before or after a lawsuit has been started over the Claim and may address any Claims brought in the lawsuit provided that a party may not pursue a Claim in a lawsuit and then seek to arbitrate that same Claim unless the other party has asserted another Claim in the lawsuit or an arbitration. The party asserting the Claim (theClaimant) may select the Administrator. Your Primary Account may be loaded via (i) a debit card transaction from your Funding Account; (ii) an ACH debit transaction from your Funding Account; (iii) a direct deposit of wages authorized by either you or a Secondary Cardholder; or (iv) a transfer of funds from your Invest Account. More Resources. You may change your PIN for your Card Account within the Greenlight application or by calling 888-483-2645. Your decision to opt out of this Arbitration Provision will not have any other effect on this Agreement and will not affect any other arbitration agreement between you and us, which will remain in full force and effect. How to find my routing number. The first is the check routing number used to identify your bank. IF YOU SELECT ANY CARD PLAN INCLUDING INVEST ACCOUNT SERVICES, YOU AUTHORIZE US AND GREENLIGHT TO DISCLOSE YOUR PERSONAL INFORMATION TO GREENLIGHT ADVISORS AND DRIVEWEALTH AS NECESSARY FOR GREENLIGHT ADVISORS AND DRIVEWEALTH TO PROVIDE THE INVEST ACCOUNT SERVICES AND ANY RELATED SERVICES. We may also ask to see a copy of your drivers license or other identifying documents. Restrictions on Preauthorized Debits from Card Account, Fee Schedule and Balance/Transfer Limitations.. Email Us About Us Community. Refer a Member Win $250 or More! You may also use your Physical Card with PIN to obtain cash at any Automated Teller Machine (ATM) displaying the Mastercard name or logo, the Visa Interlink name or logo, or the Maestro name or logo. You must notify us to revoke permission for any person you previously authorized to use a Card. Wells Fargo Routing Number. Features Options Learn Who We Are Enter mobile number Get started The money app for families. Greenlight Servicesmeans the prepaid account services operated by Greenlight that, among other features, provide the Primary Accountholder (or, where applicable, an Authorized Approver) with the ability to control and monitor various aspects of the Primary Account and Secondary Account(s), including specifically the ability to set spending parameters and approve purchases for any Secondary Account(s). Neither the Issuer nor Greenlight is responsible for the delivery, quality, safety, legality or any other aspects of goods or services that you purchase from others with a Card. Refer a Member. Our business days are Monday through Friday, excluding federal holidays, even if we are open. j. Severability:If any portion of this Arbitration Provision is deemed invalid or unenforceable, such a finding shall not invalidate any remaining portion of this Arbitration Provision, this Agreement, or any other agreement entered into by you with us. The minimum and maximum load amount for direct deposits to all Secondary Accounts associated with the same Primary Account shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of www.greenlight.com. You can obtain information on how to load your Primary Account within the Greenlight application. A two-character location code (letters and digits) for your . Open an Internet browser on your computer or smartphone and type the terms into the search bar. The number for Green Dot customer support is 1-866-795-7597. 4 The Greenlight + Invest Plan is no longer available to be selected by new customers, but, until further notice, will remain in effect for any existing customers currently enrolled in this Card Plan. The minimum amount of an initial value load by ACH and the minimum amount of any subsequent reload shall be established by the Issuer from time to time and disclosed in the Greenlight Policy Center which appears in the footer of www.greenlight.com. Funds from direct deposits will generally be available on the day the Issuer receives the transfer, pending Greenlights fraud prevention review. Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. Community Federal Savings Bank does not serve as an investment advisor or a broker dealer in connection with the Invest Account Services; any securities that are acquired by a Primary Accountholder are not deposits or other obligations of Community Federal Savings Bank, are not guaranteed by Community Federal Savings Bank, and are not insured by the Federal Deposit Insurance Corporation (FDIC). We may disclose information to third parties about your Card or the transactions you make: Where it is necessary for completing transactions; In order to verify the existence and condition of your Card for a third party, such as a merchant; In order to comply with government agency, court order, or other legal or administrative reporting requirements; If you consent by giving us your written permission; To our employees, auditors, affiliates, service providers, or attorneys as needed; or. Furthermore, in the event that the balance of your Primary Account and any Secondary Accounts is insufficient to cover the amount owed,whether such amount is owed to the Issuer or Greenlight, the Primary Accountholder authorizes Greenlight to debit the Funding Account for the amount owed. This Agreement will be governed by the law of the State of New York except to the extent governed by federal law. Telephoning is the best way to minimize your possible losses. The Primary Accountholder, or an Authorized Approver, may load the Primary Account by ACH. The steps are given below. However, if you are the Claimant, we will pay your reasonable attorney, expert, and witness fees and costs if you prevail or if we must bear such fees and costs in order for this Arbitration Provision to be enforced. It identifies your bank, which likely holds very many accounts, while your account number indicates your personal financial product. We may amend or change the terms and conditions of this Agreement at any time. In the event of a conflict or inconsistency between this Arbitration Provision, on the one hand, and the applicable arbitration rules or the other terms of this Agreement, on the other hand, this Arbitration Provision shall govern. All such disputes must be addressed and handled directly with the merchant from whom those goods or services were provided. The account number works in conjunction with the routing number. You can get fast access to Green Dot Customer Care specialists by becoming a Green Dot VIP. While Greenlight is a comprehensive banking app for kids of all ages. If you elect to purchase a specific dollar value of securities through the Greenlight application, in order to facilitate the transfer of the necessary funds from your Card Account to your Invest Account, you also authorize Community Federal Savings Bank to follow instructions from Greenlight Advisors to transfer funds from your Card Account at Community Federal Savings Bank to your Invest Account at DriveWealth on your behalf. YOU FURTHER ACKNOWLEDGE THAT THE MONTHLY FEE STRUCTURE WHICH COMBINES THE SERVICES PROVIDED BY US, TOGETHER WITH THE INVEST ACCOUNT SERVICES, IS SOLELY FOR EASE OF BILLING PURPOSES, AND THE DIVISION OF FEES PAID TO THE BANK AND FEES PAID TO GREENLIGHT ADVISORS FOR INVESTMENT ADVISORY SERVICES ARE CLEARLY SPELLED OUT UNDER FEE SCHEDULE HEREIN AND IN THE ADVISORY AGREEMENT. 122105278. Plaid, B.V. is included in the public register of the Dutch Central Bank (License number: R179714) and registered at the Dutch Chamber of Commerce (CoC number: 74716603). If you wish to conduct a split tender transaction and it is permitted by the merchant, you must tell the merchant to charge only the exact amount of funds available on the Card to the Card. TO: Silicon Valley Bank ROUTING & TRANSIT#:011002343 BIC/SWIFT Code: BPTCUS33 FOR THE CREDIT OF: (Recipient Account Name) ABA numbers have been around for over 100 years, facilitating check processing. Box 1070, West Chester, OH 45071 Account Open an account Activate a card Get the app Company Meet Green Dot Blog Careers Investor relations Banking as a Service Tax practice solutions Platform Partner with us Resources Help Center Contact us The maximum number of Secondary Accounts permitted is five (5). If you provide us with your mobile phone number or contact us from your mobile number, you are providing this phone number for us or any third party acting on our behalf to contact you at this number. We may close this Card or temporarily or permanently limit specific activities the Card can perform at any time upon suspecting or observing potentially fraudulent activity or activity otherwise prohibited by this Agreement. The Primary Accountholder or an Authorized Approver (each, individually, an ACH Authorizer under this ACH Debit Authorization), authorizes Greenlight and the Issuer to initiate a single (one-time) debit entry (each, Single Entry), recurring debit entries, such as a recurring monthly load for the same amount on the same date each month (each, a Recurring Entry), and subsequent debit entries (under a standing authorization) (each, a Standing Authorization) in each case by using the Greenlight application to direct the date and amount of the entry to the selected Funding Account(s) (and, if necessary, electronically credit the Funding Accounts to correct any erroneous debits) for the amounts requested by the ACH Authorizer for purposes of funding the Card Account from time to time using the Automated Clearing House (ACH) electronic funds transfer network. When you add money to your Greendot card with an outside bank account, it is called an express transfer and it costs $2.95 per transfer. The ACH Authorizer authorizes Greenlight and the Issuer to continue to debit the Funding Account(s) for requested Card Account loads until this authorization is revoked, which can be performed, in many cases, by changing the applicable setting on the Greenlight application, or, in all cases, by calling 1-888-483-2645. You might not have a check handy, however, so you can also call TD Bank any time at 888-751-9000 to find the routing number for your account. However, notwithstanding any language in this Arbitration Provision or this Agreement to the contrary, the Class Action Waiver is not severable from the remainder of this Arbitration Provision and, in the event that the Class Action Waiver is held to be invalid and unenforceable, and subject to any right of appeal that may exist with respect to such determination, any class action or representative proceeding shall be determined in a court of law and will not be subject to this Arbitration Provision. Scroll down to Account Info to view your account number and routing number. You may obtain information about the amount of money you have remaining in your Card Account by calling 888-483-2645. Compare Chase with Greenlight, side-by-side. Virtual Card. We may monitor or record any conversation or other communication with you. Greenlight Core Plan Services means all of the core account services offered to cardholders on the Greenlight application as further described in the Greenlight Terms of Service available in the Policy Center on the Greenlight website at www.greenlight.com. The Card is not designed for business use, and we may close your Card Account and require the return of your Card if we determine that it is being used for business purposes. It is also known as check routing number and MICR Code. You may not use your Card(s) for gambling, including online gambling, or any illegal transaction. BY CONNECTING A FUNDING ACCOUNT TO THE PRIMARY ACCOUNT, THE OWNER OF SUCH FUNDING ACCOUNT AUTHORIZES ANY PARTY WITH ACCESS TO THE PRIMARY ACCOUNT TO INITIATE LOADS FROM THAT FUNDING ACCOUNT. Physical Card. You may request, be issued, and/or use a physical plastic Card (a Physical Card) or a digital representation of the Card (a Virtual Card), which will be displayed in the Greenlight application if you have been approved to receive a Virtual Card. It includes a debit card, savings with APY, allowance for chores, financial literacy games, and even investing for kids. ; Check or statement - Wells Fargo-issued check or bank statement. Your Card may be used for retail purchases and telephone or Internet purchases. Phone: (413) 664-4477 Fax: (413) 664-7916 VP/Branch Manager: Jean Noel Drive-Up Hours: Monday-Friday: 8:30am-5:00pm QSR-0122-02676. Under the Investing for Kids feature, a Secondary Cardholder can request the purchase or sale of Equities, including fractional shares of company stock, for an Invest Account tracked separately for each Secondary Cardholder, which will prompt a push message to the Primary Accountholder to approve or reject each proposed Equities transaction. Wells Fargo Arizona. You may cancel this Agreement by returning the Physical Card to us. If we need more time, however, we may take up to forty-five (45) days to investigate your complaint or question. Large multinational banks can have several different routing numbers, typically based on the state . An Invest Account is a Primary Accountholders broker-dealer account established with DriveWealth with the assistance of Greenlight Advisors as registered investment advisor. If you are entitled to a refund for any reason for goods or services obtained with your Card, you agree to accept credits to your Card for such refunds and agree to the refund policy of that merchant. IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. Further, any amounts you elect to transfer from your Card Account to your Invest Account will no longer be available in your Card Account unless funds are later transferred from your Invest Account to your Card Account as described above. SINCE COMMUNITY FEDERAL SAVINGS BANK IS NOT INVOLVED IN THE INVEST ACCOUNT SERVICES AND DOES NOT MONITOR DRIVEWEALTH, INCLUDING ITS FINANCIAL HEALTH AND REGULATORY COMPLIANCE, WE RECOMMEND THAT YOU PERFORM AND CONTINUE PERFORMING YOUR OWN DILIGENCE ON DRIVEWEALTH AND THE INVEST ACCOUNT SERVICES BEFORE DECIDING WHETHER TO ENGAGE AND TO CONTINUE ENGAGING IN THE INVEST ACCOUNT SERVICES. This Arbitration Provision also is binding upon and benefits us. Dollars. The kids' and teens' banking app with investing. We do not waive our rights by delaying or failing to execute them at any time. Medical device specific regulatory guidance and controls are baked into Greenlight Guru's eQMS software. Secondary Cardholderis any individual authorized to use a Secondary Account by the Primary Accountholder. AFunding Accountis the Primary Accountholders or an Authorized Approvers account at a third-party financial institution that is used to load the Primary Account. Funds transferred from your Card Account to your Invest Account will be available within two business days although, in many cases, transfers may be available much quicker. 062000080. Indicating your desire to opt out of this Arbitration Provision in any manner other than as provided above is insufficient notice. If we do not properly complete a transaction from your Card on time or in the correct amount according to our Agreement with you, we will be liable for your losses or damages. Each routing number is made up of nine digits. Online banking - You'll be able to get your bank's routing number by logging into online banking. We are not responsible for the quality, safety, legality, or any other aspect of any goods or services you purchase with your Card. 111000038, chase, suntrust etc. Such authorization shall be provided by the Primary Accountholder or an Authorized Approver to Greenlight and/or the Issuer via the Greenlight application. The Greenlight card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. 2023 Greenlight Investment Advisors, LLC (GIA), an SEC Registered Investment Advisor provides investment advisory services to its clients. Otherwise as necessary to fulfill our obligations under this Agreement. How many children can I add to my Greenlight Account? This Arbitration Provision shall survive the repayment of all amounts owed under this Agreement any legal proceeding and any bankruptcy, to the extent consistent with applicable bankruptcy law. Find Your Routing Number on a Check You can find your routing number in the bottom left corner of a check. Under the Investing for Parents feature, each Primary Accountholder will be permitted to set up an Invest Account in the Primary Accountholders own name and will be able to access all of the features described in connection with Investing for Kids feature above. Using the BMO cheque example, your routing number is 27601-001. This Cardholder Agreement is effective [October 11, 2022]. If you have subscribed to a Card Plan with Invest Account Services and have established an Invest Account with DriveWealth, if we are unable to collect your Monthly Fee after 60 days, Greenlight Advisors may direct DriveWealth to sell all securities registered in your name through the Greenlight program and apply the proceeds first to pay us any past due Monthly Fees as well as any other past due fees under this Agreement, and then to pay any remaining balance to you. Users on earlier app versions can call us at 888-483-2645 to set up direct deposit. Also, we will bear any fees and costs if applicable law requires us to do so. The Primary Accountholder hereby authorizes and instructs Community Federal Savings Bank to collect the investment advisory fee payable to Greenlight Advisors (if any) from the Monthly Fee and directs Community Federal Savings Bank to remit such $2.99 investment advisory fee directly to Greenlight Advisors on a monthly basis. ; Check or statement - US Bank-issued check or bank statement. GREENLIGHT CORE Teach your kids smart money management. Arbitration is a method of resolving disputes in front of one or more neutral persons, instead of having a trial in court in front of a judge and/or jury. If your Card Account has a negative balance, Greenlight reserves the right to suspend Greenlight Services until the Primary Accountholder satisfies the negative balance. If you request a Physical Card, your Physical Card will automatically be activated when you select a PIN following Physical Card receipt in the manner described under Personal Identification Number below. . Call us Contact Customer Support at (866) 795-7597 5am-9pm PST, 7 days a week. Sign in to your bank account and go to "account information" or "account summary." The routing. The first number in the MICR sequence below is the . In the event that your Card Account is cancelled, closed, or terminated for any reason, you may request that the unused balance be returned to you, which will be processed by us either by refund to your Funding Account or via a check to the mailing address we have in our records. If we decide to do this, we will credit your Card Account within ten (10) business days for the amount you think is in error (or twenty (20) business days, if the notice of error involves an electronic fund transfer to or from a Card Account within 30 days after the first deposit to the Primary Account was made), so that you will have use of the money during the time it takes us to complete our investigation. READ THIS ARBITRATION PROVISION CAREFULLY. The bank routing number search tool above helps checking routing number format, verifying the financial institute associated with the routing number, and giving out the routing number (s) of a financial institute. If you believe that anyone has gained unauthorized access to your PIN, you should advise us immediately following the procedures in the paragraph labeled Your Liability for Unauthorized Transfers.. We will not be liable, for instance: If through no fault of ours, you do not have enough funds available on your Card to complete the transaction; If a merchant refuses to accept your Card; If an electronic terminal where you are making a transaction does not operate properly, and you knew about the problem when you initiated the transaction; If access to your Card has been blocked after you reported your Card lost or stolen; If there is a hold or your funds are subject to a legal or administrative process or other encumbrance restricting their use; lf we have reason to believe the requested transaction is unauthorized; If circumstances beyond our control (such as fire, flood, or computer or communication failure) prevent the completion of the transaction, despite reasonable precautions that we have taken; or. The funds underlying your Card Account are held by Community Federal Savings Bank and FDIC-insured up to the applicable limits in the event Community Federal Savings Bank fails, provided we have been able to fully verify your identity. In no event may an Authorized Approver of the Primary Accountholder establish a Secondary Account, or close an existing Secondary Account. If AAA and JAMS cannot or will not serve and the parties are unable to select an Administrator by mutual consent the Administrator will be selected by a court. The two first digits range from: 1 to 12 for regular banks. ASecondary Accountmeans a Card Account that is a sub-account of the Primary Account, established by the Primary Accountholder and utilized for the purpose of identifying, monitoring and approving Card transactions by a Secondary Cardholder, and managing separate purses such as the spend, save, give and earn purses established for each Secondary Cardholder. Further, the Investing for Parents and Investing for Kids features are only available to Card Accounts enrolled in the Greenlight + Invest Plan and higher tier plans (i.e., Greenlight Max Plan and Greenlight Infinity Plan), while the Investing for Parents Lite feature is only available for Card Accounts enrolled in the Greenlight Core Plan. For example, we may contact you by mail, telephone, email, fax, recorded message, text message, or by using an automated dialer device. 1-888-483-2645. The three-digit institution number identifies your bank. Why am I being asked to verify my identity? c. Starting or Electing to Require Arbitration:Either you or we may start an arbitration of any Claim or require any Claim to be arbitrated. If your Physical Card is replaced with another Physical Card having a new PAN, then your Virtual Card will also be replaced with a new Virtual Card displaying the same new PAN. Our goal is to stay positive or neutral. h. Governing Law:This Arbitration Provision is governed by the Federal Arbitration Act, 9 U.S.C. A routing number is a unique, nine-digit number that functions as an address for your bank. For errors involving point-of-sale debit card transactions, we may take up to ninety (90) days to investigate your complaint or question. If you are interested in talking to a live person about your Green Dot account, you may experience long wait times. It will be in a sequence of three numbers printed in MICR (magnetic ink character recognition) form. Such authorization shall be provided by the Primary Accountholder or an Authorized Approver to Greenlight and/or the Issuer via the Greenlight application. A two-letter country code. Our writers, editors, and product analysts are financial industry veterans. During the hold period, you will not have access to the preauthorized amount. In. The second series of numbers, usually 10-12 digits, is your account number. If your Card Account is closed, your Invest Account will also be closed in accordance with the terms of Advisory Agreement and the Greenlight Advisors Invest Terms of Service. In case of transmission error, or transfer irregularity, your ability to spend the direct deposit funds may be delayed. A BIC or SWIFT code (also known as SWIFT BIC or SWIFT ID) is there to determine who the bank is (or other financial institutions) and where they are in the world. d. Choosing the Administrator:Administratormeans the American Arbitration Association (AAA), 1633 Broadway, 10th Floor, New York, NY 10019, www.adr.org; JAMS, 1920 Main St. at Gillette Ave., Suite 300, Irvine, CA 92614, www.jamsadr.com, or any other company selected by mutual agreement of the parties. *Greenlight Core and Greenlight + Invest families can earn monthly rewards of 1% per annum, Greenlight Max families can earn 2% per annum, and Greenlight Infinity families can earn 5% per annum on an average daily savings balance of up to $5,000 per family. Also, if you become aware of and/or your statement shows transactions that you did not make, notify us at once following the procedures stated in the paragraph labeled Information About Your Right to Dispute Errors. If you request a Physical Card, it will be mailed to the address you provide to us during the registration process. You should get a receipt at the time you make a transaction using your Card, including ATM withdrawals. The Greenlight card is issued by Community Federal Savings Bank, member FDIC, pursuant to license by Mastercard International. The check will typically have the 9 digit routing number down on the bottom left of the check. Arbitration is started by initiating an arbitration or required by giving written notice to the other party requiring arbitration. Access Denied If you have any questions, call (800) 624-6308 The Card is not for resale. Finding Your Routing Number International Wire Transfers The amount of money being transferred The frequency of the transfer, if it is recurring The date the money should be transferred The reason for the transfer Your bank account information, including the account number and SWIFT code Best Banks Best Savings Accounts Best Checking Accounts